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When you miss your mortgage payments, foreclosure may occur. This is a legal means that your mortgage company can use to repossess (take over) your home.

Chapter 7 bankruptcy is a liquidation proceeding. The debtor turns over all non exempt propery to the backruptcy trustee, who then converts it to cash for distribution to the creditors.

When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.

Listed here is a partial list of properties that require commercial financing

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Have less than perfect credit? Read more about qualifying for a subprime loan.